Underwriting, by e47c
The underwriting desk that reads the whole file.
Drop in the bank statements. Seconds later the desk has true revenue, every position and its cadence, the NSFs, the daily balance and a verdict against your own sheets — each figure pinned to the page it came from.
A solutions studio
One product you can start today. Three we build for you.
Underwriting is self-serve, with plans. The CRM, the app and the site are built to the brief, by us, on the same platform.
Underwriting
A desk with agents on every file: a reader that shows its work, a verifier, a tamper check, sheets that judge, offers that price, a memo that writes itself.
Start freeSelf-serve · from $002CRM solutions
Your records in live grids, automations that run on the row, interfaces for each role, an inbox, texting, payments. Built and configured for your team.
Talk to usBuilt to order03App solutions
Customer portals, operations apps and the mobile front of your business, on the edge, on your data, with sign-in and roles from day one.
Talk to usBuilt to order04Site solutions
A site written from your brief, with its own brand kit, imagery and motion, published to your domain and edited from the workspace.
Talk to usBuilt to orderEvery statement, every row
Not a summary. The ledger, categorised, with the page it came from.
The reader takes the text layer when there is one and reads the scan when there is not. It reconciles opening balance plus rows against closing, so a number you see is a number that adds up. Click any figure and the statement opens on the line.
- True revenue with transfers, loans and refunds set aside
- Every lender position, its cadence, its pace and whether it is still pulling
- NSFs and overdraft fees, negative days, lowest and average daily balance
- Reclassify a row and the month recomputes
Verifier
Deposits against the application, months against each other, duplicates and gaps. It writes what it found, in words.
Tamper signals
Producer, fonts, spacing, arithmetic. A score and a band for every file, and the lines that moved it.
Positions and cadence
Daily, weekly or irregular; typical pull, pace a month, share of revenue, and a stopped date when it stopped.
Sheets that judge
Your guidelines as rules. A paper, B paper, whatever you write. Each file passes or fails each sheet, with the figure that decided it.
Offers that price
Advance, factor, term and holdback from the sheet the file passes, with comparables from your own book. Counter it inline.
Deal memo
One page, from the file: the figures, the positions, the verifier's findings, the decision. Opens ready to send.
Statements by email
Forward a submission to your intake address and the statements file themselves onto the right deal.
Plaid, when they connect
A merchant who links the bank gives you months of clean rows without a PDF.
Funder marketplace
Submit a file to a funder's desk. They judge it by their sheets; you see the decision; points book when it funds.
How it works
From a PDF to a decision, without retyping a number.
Drop the statements in
Upload the PDFs, forward the email, or let the merchant connect their bank through Plaid. Scans go through OCR on their own.
Watch the desk read
The reader, verifier and tamper agents write to the timeline as they go. Every figure lands with the page and line it came from.
Judge, price, send
Your sheets pass or fail the file. The offer writes itself from the sheet it passed. The memo is one click. Approve, counter or decline.
CRM solutions
The CRM is the record, and the record does the work.
Live grids over Postgres, automations that fire on a cell, interfaces per role, an inbox that files itself, texting from the row, invoices and payments on the customer. We build it around how your team already works, then hand you the keys.
- Set up, imported and configured by us
- White-label on your own domain
- Underwriting desk included for lenders
App solutions
The app your customers open, on your data.
Portals, ops apps, field tools. Sign-in, roles and the data model come from the workspace, so the app you launch reads and writes the same records your team sees.
App solutionsSite solutions
A site with a brand, not a template.
Brief in, site out: a brand kit with its own wordmark, generated imagery in one direction, motion that means something, copy that says only what is true about you. Published to your domain, edited from the workspace.
Site solutionsPricing
Pay for what you read.
One read is one statement. Every plan has every agent. Packs never expire.
Starter
Ten statements on us. No card.
- 10 statement reads
- Every agent: reader, verifier, tamper check
- Sheets, offers and the deal memo
- Statements by email
Growth
For a desk that reads every day.
- 250 statement reads a month
- Unused reads roll over while you subscribe
- Plaid pulls and OCR of scans included
- Team seats, no per-seat charge
- Email support, same day
Scale
For a shop that funds at volume.
- 1,000 statement reads a month
- Everything in Growth
- Funder marketplace and submissions
- API access and webhooks
- Priority support
CRM, app and site solutions are quoted per team. Packs and the full comparison
Questions
Before you start.
What counts as a read?
One statement PDF, or one month pulled through Plaid. A three-month submission is three reads. A statement that fails to read is not charged.
Which banks and formats work?
Any statement with a text layer reads directly; scans go through OCR. The reader learns a bank's layout as a template the first time it sees it and reuses it after.
Is my data used to train anything?
No. Statements sit in your workspace's own bucket and are read for your file. Nothing is shared between workspaces.
Can my whole team use it?
Yes. Seats are free on every plan; the plan meters reads, not people. Invite the desk from the workspace.
How is the CRM priced?
By conversation. It is built and configured for your team, so the quote depends on what you need. Sign up, choose CRM, and we will reach out; or write to us directly.
Deals are decided in minutes. Read faster.
Ten statements on us. Open the desk, drop a file in, and watch the timeline.